html,body{
background:#FFFFFF;
padding:0;
margin:0;
}

/* Misc Items */
body {
color:#000000;
background-color: #ffffff;
font-family:Verdana, Arial, Helvetica, sans-serif;

text-align:left;
}
#wrap {
border: 5px solid #081C63;
background-color: #081C63;
width: 800px;
margin: auto;
text-align: left;

}
#header {
background-color: #081C63;
height: 196px;

}

#main{
background: url(/images/index_08bk.jpg) no-repeat;
width: 796px;
background-color: #ffffff;
text-align:left;

}

#footer{
background-color: #081C63;
height:38px;
color:#FFFFFF;
clear:both;
padding:0;
margin:0;
text-align: center;
}
#footer a:hover{
color:#FFF;
text-decoration:none;
}
#footer a{
color:#FFF;
font-size:11pt;
margin-top:-18px;
font-family:Verdana, Arial, Helvetica, sans-serif;
}
.mmenu {
margin-top: 0px;
height: 38px;
border-top: 7px solid #ef0839;
padding-left: 5px;
background-color: #ef0839; 
align: center;}

p {margin-left: 25px;
margin-right: 35px;
}